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Personal Contract Hire (which is also known as car leasing for personal use or abbreviated to PCH, is a financial agreement that is quickly becoming the most popular way to acquire a brand new car in the UK. In short you pay a monthly charge as part of a fixed-term contract for the use of a car.

It's an affordable way for you to lease a brand new car for a fixed period of time, typically this is between 24 and 48 months, and when your contract is over, you simply return the car with no extra costs or hidden fees as long as you have kept the car in good condition. For more information on this, please read through the Fair Wear and Tear Guide.

Car Leasing gives you the added benefit of being able to drive a brand new car without having to pay a huge upfront cost as you only cover the cost of the depreciation meaning you get a lot more car for your money!

In addition, you do not have to absorb the cost of depreciation and you get the peace of mind that comes with knowing that your fixed monthly payment covers everything aside from insurance and fuel if you include maintenance as part of your contract.

With flexible car leasing profiles to suit everybody, there is no reason why you can’t soon be driving a brand new car on terms that suit you. Plus, if you decide that car leasing isn’t for you, you have the option of ending your contract early*.

Click here if you would like to browse a range of cars available to lease today.

*Early Termination costs apply.

Personal Car Leasing Deals

Mercedes-Benz A Class

Business From

£351.17

per month ex VAT

Initial rental: £3,160.53 exc VAT

Personal From

£421.40

per month inc VAT

Initial rental: £3,792.64 inc VAT

118 Deals Available

Citroen Berlingo

Business From

£246.50

per month ex VAT

Initial rental: £2,218.50 exc VAT

Personal From

£295.80

per month inc VAT

Initial rental: £2,662.20 inc VAT

32 Deals Available

Volkswagen Taigo

Business From

£229.89

per month ex VAT

Initial rental: £2,069.01 exc VAT

Personal From

£275.87

per month inc VAT

Initial rental: £2,482.81 inc VAT

41 Deals Available

Volkswagen T-cross

Business From

£211.38

per month ex VAT

Initial rental: £1,902.42 exc VAT

Personal From

£253.66

per month inc VAT

Initial rental: £2,282.90 inc VAT

36 Deals Available

Mercedes-Benz Gla Class

Business From

£399.11

per month ex VAT

Initial rental: £3,591.99 exc VAT

Personal From

£478.93

per month inc VAT

Initial rental: £4,310.39 inc VAT

36 Deals Available

Jeep Compass

Business From

£365.74

per month ex VAT

Initial rental: £3,291.66 exc VAT

Personal From

£438.89

per month inc VAT

Initial rental: £3,949.99 inc VAT

11 Deals Available

Volkswagen Passat

Business From

£357.37

per month ex VAT

Initial rental: £3,216.33 exc VAT

Personal From

£428.84

per month inc VAT

Initial rental: £3,859.60 inc VAT

30 Deals Available

Toyota Proace Verso

Business From

£368.50

per month ex VAT

Initial rental: £3,316.50 exc VAT

Personal From

£442.20

per month inc VAT

Initial rental: £3,979.80 inc VAT

2 Deals Available

Suzuki Swift

Business From

£151.33

per month ex VAT

Initial rental: £1,361.97 exc VAT

Personal From

£181.60

per month inc VAT

Initial rental: £1,634.36 inc VAT

9 Deals Available

Mazda 2 Hybrid

Business From

£210.10

per month ex VAT

Initial rental: £1,890.90 exc VAT

Personal From

£252.12

per month inc VAT

Initial rental: £2,269.08 inc VAT

8 Deals Available

Skoda Kamiq

Business From

£230.33

per month ex VAT

Initial rental: £2,072.97 exc VAT

Personal From

£276.40

per month inc VAT

Initial rental: £2,487.56 inc VAT

35 Deals Available

Peugeot 308

Business From

£320.06

per month ex VAT

Initial rental: £2,880.54 exc VAT

Personal From

£384.07

per month inc VAT

Initial rental: £3,456.65 inc VAT

52 Deals Available

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How Personal Contract Hire and Car Leasing Works

There are many reasons why leasing is becoming the financial method of choice for people looking for a new car. One of them is the simplicity of the Order Process.

Choose the vehicle you would like to lease - start by taking a good browse through the website, where you will find competitive lease prices on all makes and models of cars and vans. Pendle also regularly updates our site with new special offers. You are able to adjust the profile of your lease via our site, adjust initial payment, the number of years and the annual mileage. You can also add options and maintenance for a complete, bespoke quotation. If you can't find what you are looking for, or have any questions, feel free to contact a member of our team who will help you through it.
Complete a credit application - all our leasing deals require a credit check to be completed and approved. Start by choosing the relevant form for you: Business or Personal
After credit approval Pendle can then order the car for you. We will send you a Vehicle Order Form which will detail everything you requested and would like to order. Upon receipt of the order form, we will raise your main contractual agreement - the Master Hire Agreement.
We are unable to deliver your vehicle until your 14 cooling off period has expired which Pendle has to give you by law. Once that is complete and your vehicle is in stock, we can deliver your new lease car!

Why Lease, Not Buy? The benefits of Personal Car Leasing

The age old question of why you should lease, and not buy, a new car! The benefits to car leasing are plentiful, so we have detailed a few below for you. Please note, Pendle Lease are also able to provide quotations on Personal Contract Purchase (PCP), Hire Purchase (HP) and Outright Purchase. If you are set on owning the car then you can still speak to us!

So, personal leasing...

FREE Nationwide delivery service, complete with complimentary hand over service on every car.
Road Tax (RFL) included for the duration of your lease agreement.
The option to add maintenance to your lease in order to cover all of your services, tyres, breaks etc).
All cars are brand new direct from the manufacturer or factory. This allows you to spec the exact car you desire.
With the car being brand new, it does not need an MOT until after 3 years. Taking out a 2 or 3 year lease will mean you don't have to worry about this at all! Taking out a 4 year lease means the car will require a MOT.
Leasing profiles are fully adjustable to suit your needs and budget.
Simply return the car at the end, with no risk of depreciation and losing money to you, the customer!

Personal Leasing Sounds Great... But Why Pendle Lease?

Pendle Lease is a family run business with customer orientation being at the heart of our company and our principle ethic. We know how we like to be treated by businesses when we are customers, so that's how we train our staff. Established in 2007 and with over 50 years of combined experience in the automotive industry, our team knows cars and vans inside and out. This means if you don't know what you want, we will know for you!

Pendle Leasing are authorised and regulated by the Financial Conduct Authority and are part of the British Vehicle Rental and Leasing Association (BVRLA). On top of that, our reviews speak for themselves - a trusted 5 Star Service!